Terms &
Conditions of use for this website
PLEASE READ THIS DOCUMENT
CAREFULLY BEFORE USING THIS WEBSITE
This website is owned
and operated by 00-Tenant-Loans.co.ukBy using this website and the services
available through it you will enter into a contract with 00-Tenant-Loans.co.uk
and agree to abide by the company’s terms of use also. Your use
of the site acknowledges to us that you agree to all the terms and conditions
below before you use the site.
This site has been
designed and created to comply with United Kingdom law, it will therefore
be governed by this law.
No permission to copy,
reproduce, modify or download the site or any part of it is given and
in particular nothing on the site may be reproduced for use in any publication,
or distributed for any purpose without the prior written permission of
00-Tenant-Loans.co.uk.
Where the site is
hypertext linked to any site operated by any third party, we accept no
responsibility or liability arising in respect of any products, services,
materials or information on such site. The presence of such links shall
not seem to be deemed to be a recommendation or endorsement of such site
by 00-Tenant-Loans.co.uk.
All trade marks used
on this site belong to 00-Tenant-Loans.co.uk or the registered proprietor
of such trademarks.
All rights relating
to copyright, trade marks, know-how and any other intellectual property
rights in materials or information on this site are reserved.
All information on
this site is up-to-date at the time it was posted but is subject to variation,
without notice.
All information given
on this site is meant for guidance purposes only and is not to relied
upon as statement or representation of facts. No warranty is given as
to the accuracy of any information given.
Age restrictions
The
person ordering must be 18 years or over and the person we deliver to
(if different) must be at least the age specified in the relevant age
classification for the product.
If you have any queries about
the site or our policy, please contact us by e-mail at customer.services@00-Tenant-Loans.co.uk
or write to us at 00-Tenant-Loans.co.uk, Suite 105, 111 West George Street,
Glasgow. G2 1QX.
These terms and conditions
also apply to anybody who uses your computer, and it is in your best interest
that they comply.
The content of this web site
is for information purposes only, and all figures quoted do not constitute
an offer.
00-Tenant-Loans.co.uk
may revise and update the terms and conditions without prior notice.
USE
OF THIS SERVICE
Availability
Access
to the website on occasion may be restricted to allow for necessary maintenance,
repairs, or updates. We will endeavour to do such work at a reasonable
time to cause minimal disruption.
Disclaimer
This
website is available to all users “as is” without any representations
or warranties of any kind, either expressed or implied. 00-Tenant-Loans.co.uk
make no representations, warranties or undertakings that this website
or the server on which the site is hosted to make it available, will be
compatible with your equipment or free from defects, including, but not
limited to viruses or other harmful effects. 00-Tenant-Loans.co.uk accepts
no liability for any infection by virus, bug, tampering, unauthorised
access, intervention, alteration of use, fraud or theft, technical failure,
error, omission, interruption, deletion, delay, or any event or occurrence
beyond the control of 00-Tenant-Loans.co.uk, which corrupts or affects
the administration, security, fairness and integrity or proper conduct
of any aspect of this website or your equipment.
This website and 00-Tenant-Loans.co.uk
do not give advice and the details contained therein are not to be construed
as advice, we recommend that you take advice before taking any action
upon the information which is on this website. The information is provided
only to assist you in taking advice on your own, different, and individual
position and NOT as any form of suggestion, recommendation, or formal
advice.
Limitation
of liability
00-Tenant-Loans.co.uk
accepts no responsibility or liability (Except where this would be illegal
or otherwise not allowed by law) for information contained within, or
transmitted by, and disclaims all liability for any losses arising from
the use of, the website or reliance on the contents thereof.
Whilst we make every
effort to ensure the accuracy and integrity of the content of the site,
we cannot guarantee this.
You should always
check any information on the web site before making any decisions based
on the information.
Indemnity
You
agree to indemnify and not to hold 00-Tenant-Loans.co.uk, its subsidiaries,
affiliates, officers, agents or employees, responsible for any loss, liability,
claim, or demand by any third party, arising from your use of the site,
and/or any other person who may have suffered the same by using the website.
Data protection
and Privacy Policy
You must act in accordance of the above policies when using this website.Details
are shown separately on the website. See ‘Data Protection and Privacy
Policy’
Security of
the site and the content
These are covered by our copyright terms, and terms of use of this web
site.Accuracy of information / Content
Any figures shown throughout this web site does not constitute an offer
to you.All quotes are subject to ability to repay and a credit search.
We are not responsible nor do we have any control over external websites.
Links to other
web sites
Where the site is hypertext linked to any site operated by any third party,
we accept no responsibility or liability arising in respect of any products,
services, materials or information on such site. The presence of such
links shall not seem to be deemed to be a recommendation or endorsement
of such site by 00-Tenant-Loans.co.uk.
Copyright
& Trade Marks
All copyright, database rights and other intellectual property rights
in the material on this Site (the "Content") belong to 00-Tenant-Loans.co.uk
or its licensors. Individuals who access and/or use this Site will not
obtain intellectual or other proprietary rights in the Content. You may
print or download to a local hard disk Content from this Site for your
personal use only. You may not otherwise copy, distribute, sell or publish
any of the Content of the Site without prior written permission.
Hypertext links to the website by users or other websites is strictly
prohibited without the express written consent of 00-Tenant-Loans.co.uk.
Customer Declaration
Before you apply you must agree to the declaration set out below.
In considering your application we will search your records with one or
more licensed credit reference agencies. They will add to your record
details of our search and your application.
This will be seen by other organisations carrying out searches at a later
date. It is important that you give us accurate information.
We and other organisations may use and search these records to:
1. Help make decisions about credit and credit related services
2. Trace debtors, recover debt, prevent fraud, and to manage your accounts.
3. Check your identity to prevent money laundering, unless you provide
us with other satisfactory proof of identity.
The credit reference agency(s) and the fraud prevention agency(s) will
also use the records for statistical analysis.
For homeowner secured loan applications, it shall also be necessary for
us to carry out a land registry search to obtain details of your property
and confirm that you are the legal registered owner(s).
Privacy policy
UNDER THE DATA PROTECTION ACT 1998 YOU HAVE A RIGHT TO KNOW HOW WE WILL
USE YOUR PERSONAL INFORMATION. IT IS IMPORTANT THAT YOU READ THIS DOCUMENT
BEFORE YOU USE THIS SITE.
00-Tenant-Loans.co.uk is committed to providing users with an Internet
experience which respects their privacy. We adhere strictly to the requirements
of the UK Data Protection Act 1998.
This statement sets out our Privacy Policy and explains what personal
information we collect from users of our website and what we do with that
information. If you have any queries about this policy or our information
practices, please contact us using the details given at the end of the
policy. Please note that this policy only applies to this website and
not to any other websites including any that are linked to it.
We reserve the right to amend this Privacy Policy from time to time and,
if we do so, your continued use of the website will be taken as acceptance
of any such change. You have the right to request a copy of the information
we hold on you by applying in writing to us at our address shown on the
‘contact us’ page. A fee may be payable.
Consent
By using this website you signify that you have consented to our collecting
and using the personal information that you provide to us in accordance
with this Privacy Policy. You will also be deemed to have read and accepted
this Privacy Policy.
Data Collection
and Use
This Policy applies to all information we receive from you, whether you
are registering on our website or ordering any products or services via
this website. During the course of your use of this website, 00-Tenant-Loans.co.uk
will collect two types of information:
(i) Aggregated Information - This website automatically gathers certain
statistical information such as the number and frequency of visitors.
This information is only used in the aggregate and individuals cannot
be identified from it. This aggregated information helps us to measure
how individuals use the website and our services so that we can continually
improve them. We may share this aggregated data with other companies we
approve.
(ii) Personal Information – 00-Tenant-Loans.co.uk requires personal
information from you, such as name, postal address and e-mail address,
in order for us to perform the services offered by the site and to fulfil
your requests. Some of this information is voluntary and others are compulsory
fields.
Processing
your application
The information you give us on your application form allows us to process
your application to find the best lender and loan offer available to your
from our panel of lenders.
Your information will be passed to an independent loan broker who will
help process your loan quickly. You will be advised of this company’s
details shortly after you submit your application for the loan.
This information will also be shared with lenders we recognise will be
able to help you.
All the lenders we share your information with will handle it in the same
way as ourselves, with regard to the Data Protection Act.
Providing the information to and searching the files of one or more licensed
credit reference agencies (such agencies will keep a record of such searches
to confirm the information and for the purposes of credit assessment or
account administration)We will disclose the information to credit reference
agencies when requested by them for consideration of any future applications
for finance made by you or for fraud prevention and/or tracing debtors
- the agencies may also disclose your information to other lenders for
these purposes.
Marketing
and Customer Care
We may from time to time send promotional e-mails or text alerts to you
with information about our products and services or that of other reputable
companies that we feel may be of interest to you.
Companies other than us will not contact you directly for marketing purposes,
and they will not have access to your contact details unless you provide
your contact details to them and authorise them to contact you directly.
When you make your application, we ask you, by which means you wish for
us to contact you in the future regarding other products, services, and
companies that may be of interest to you.
We may contact you via E-mail, Phone, Text messaging and also by Post
in relation to this information. If you decide in the future you do not
wish to receive such information from 00-Tenant-Loans.co.uk, please send
an e-mail to customer.services@00-Tenant-Loans.co.uk advising of your
removal from our marketing list
We may access and disclose personal information about you if you breach
any applicable laws, in order that the company operates its systems properly
or to protect itself and/or its users.
We reserve the right to sell the database related to this website (including
personal data relating to you) to a third party if we sell, assign or
transfer the assets of our business.
We take all reasonable precautions to ensure that outside parties or affiliated
companies are aware of our Privacy Policy and that they will treat the
personally identifiable information in a similar manner.
We will only disclose the information you provide to other reputable companies.
Cookies
00-Tenant-Loans.co.uk uses cookies for collecting user information from
this website.
What are "cookies" and how do we use them?
"Cookies" are small pieces of information stored by your browser
on your computer's hard drive. No recognisable personal information is
stored in the "cookie". Most web browsers automatically accept
cookies although you do not have to.
Please note if you disable cookies from your browser, you may not be able
to access certain features of this particular website, so we recommend
you have ‘per-session cookies’ enabled on your browser.
Only the 00-Tenant-Loans.co.uk server would be able to view this cookie,
and would be unable to see any other information stored on your hard drive,
so your privacy is not at risk.00-Tenant-Loans.co.uk recognises the importance
of the security of your personal details and takes measures to protect
the privacy of information provided to us.
We have strict security and confidentiality procedures covering the storage
and disclosure of information, to prevent unauthorised access and to comply
with the Data Protection Act 1998.
Contact Details
If you have any questions about our Privacy Policy or our information
practices, please e-mail customer.services@00-Tenant-Loans.co.uk
You can request that we send to you all the information we hold about
you.
If you wish to obtain this information, please write to us at our address:
00-Tenant-Loans.co.uk, Suite 105, 111 West George Street, Glasgow. G2
1QX.This website is owned and operated by 00-Tenant-Loans.co.uk, Suite
105, 111 West George Street, Glasgow. G2 1QX.
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