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As
long as you are under 65 years old, you can normally insure
your loan payment against the risk that you are unable to make
your loan repayments because of accident, sickness or redundancy
(for employed clients) or hospitalisation (for self employed
clients).We strongly recommend that you take out this insurance.
You can select to cover both yourself and your partner (if they
are working). With the cutbacks in benefits announced by successive
governments you can no longer rely on the state to support you
and this insurance covers the majority of eventualities that
may cause you to get into difficulties.What's more, the cost
is competitive and is included in your loan repayment. Most
of us insure all our major expenditures such as our cars, so
in our view in makes sense to insure your loan for the peace
of mind it gives you. An accident or sickness can happen to
anyone at anytime. Make sure if it happens to you, that you
and your family are protected.Also, there are no forms to fill
in or medical examinations to attend. And if you are unlucky
enough that you need to make a claim, then after a qualifying
period the insurance company will pay the lender direct to make
things as easy as possible for you at what might be a difficult
time..
For full details of the terms and conditions applying to the
insurance policies available, apply on-line straight away.
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